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Jumbo Mortgage loans can be refinaced up to 80% LTV in most cases. The guidelines for refinancing a jumbo mortgage are as follows:
Debt to income ratios 43% max
LTV 80% max
Reserves
Programs available 15 & 30 year fixed
5/1, 7/1 & 10/1 ARM 2/2/5 caps
5/1 qual at note rate plus 2%